Stamp duty on a £325,000 house
£6,250 for a home mover in England or Northern Ireland, £5,850 in Scotland and £6,000 in Wales. First-time buyers and second homes change all three, worked below.
Every buyer, every nation, at £325,000
| Where | Main home | First-time buyer | Second home / buy-to-let |
|---|---|---|---|
| England & Northern Ireland | £6,250 | £1,250 | £22,500 |
| Scotland (LBTT) | £5,850 | £5,250 | £31,850 |
| Wales (LTT) | £6,000 | £6,000 (no relief in Wales) | £22,450 |
First-time buyer relief in England and Northern Ireland saves £5,000 at this price.
Where the England figure comes from
| Band | Tax |
|---|---|
| 0% on £0 to £125,000 | £0 |
| 2% on £125,000 to £250,000 | £2,500 |
| 5% on £250,000 to £325,000 | £3,750 |
| Total (England & NI, main home) | £6,250 |
The bands work like income tax: each rate applies only to the slice of the price inside it. The stamp duty calculator reworks these figures for any price and situation, and the mortgage repayment calculator covers the monthly cost of the borrowing itself.
Common questions
How much is stamp duty on a £325,000 house for a first-time buyer?
£1,250 in England and Northern Ireland with first-time buyer relief. In Scotland the LBTT is £5,250 with the raised nil-rate band. Wales has no first-time buyer relief, so the standard £6,000 applies.
How much is stamp duty on a £325,000 second home?
£22,500 in England and Northern Ireland (the standard £6,250 plus 5% of the whole price), £31,850 in Scotland with the 8% Additional Dwelling Supplement, and £22,450 in Wales under its higher-rate table.